Waltham Homes

15 Keach Street Waltham MA 02451

Waltham, MA15 Keach Street

Price$625,000

Est. Mortgage: $/month

Open House

MLS Number 72827718

  • Single Family Detached
  • Next Open House: Sun 05/16 11:30 am. to 2:30 pm.
  • Bathroom 2
  • Rooms 6
  • Bedrooms 3

Welcome home to this cul-de-sac location! Large living room with fireplace, spacious kitchen and dining area and a nice 1/2 bath complete the first floor. Second level boasts 3 bedrooms and an updated bathroom. Walk up attic that has been insulated with MassSave. Lower level has high ceilings, semi finished room and laundry area. So many updates: Kitchen 2016, Roof less than 4 years old, Heating system 2020. Super convenient location, easy access to 95, Rt 117 & 20. Market Basket and all the restaurants/shops, not to mention less than a mile from Moody Street! Offers due Tuesday @ noon, please allow 24 hours for review.

Listed by Wendy Rocca of Keller Williams Realty Boston Northwest

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$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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208 River Street Waltham MA 02453
Open House

MLS Number 72829184

  • Condo or Co-op
  • Next Open House: Sun 05/16 1:00 pm. to 2:30 pm.
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 627

This 2nd floor condo is centrally located and priced right...Great for investor too. Terrific value......Only 2 buyers and agent permitted in condo at 1 time...Face mask required. Fiduciary contract attached is only offer form accepted with offers

Listed by Adilson DePina of Homes Unlimited

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$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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325 Bacon Street Waltham MA 02451

MLS Number 72827431

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 3
  • Square Feet 2,647
  • Neighborhood Piety Corner

Stunning Townhome situated on 1.5 acre site adjacent to Chester Brook in desirable Piety Corner locale. Professionally landscaped, irrigation system, clapboard exterior, all in a great commuting locale! Maple cabinet kitchen with granite counters, stainless steel Bosch appliances, washer/dryer. Forced hot water heat by natural gas, central air conditioning, nine foot first floor ceilings, hardwood flooring, Kohler bath fixtures with air jet tub! An exceptional offering!

Listed by Ernest Rogers of Rogers & Company, Inc.

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$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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31 Pond Street Waltham MA 02451

Waltham, MA31 Pond Street, Unit 25

Price$260,000

Est. Mortgage: $/month

MLS Number 72827016

  • Condo or Co-op
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 559

Freshly painted one bedroom second floor unit in a nice brick building. Features a large eat in kitchen with new floor, good size bedroom with a big closet and new wall to wall carpet, spacious living room with a wall a/c unit and new wall to wall carpet, tiled full bath, one car assigned parking spot. coin -op laundry in basement, secure lockable storage unit in the attic for each unit, visitor parking in rear of building and so much more. Only minutes away from Rte 128, shopping and all the great local restaurants that Waltham has to offer. Will not Last!

Listed by Demeo Realty Group and Dan Demeo of Coldwell Banker Realty - Newton

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$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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18 Dwight Street Waltham MA 02453

Waltham, MA18 Dwight Street

Price$600,000

Est. Mortgage: $/month

MLS Number 72825766

  • Single Family Detached
  • Bathroom 2
  • Rooms 6
  • Bedrooms 3
  • Acreage 0.06

A 3-bedroom, 1.5-bath Dutch gambrel on a closed-end street at the nexus of Watertown, Belmont and Waltham. From the foyer, the living room opens to a bay-windowed dining room and practical, semi-open kitchen. Off the kitchen, a handy half bath with side-by-side laundry. Up the bright, windowed stairwell, the second floor hosts three sizable bedrooms. The primary bedroom offers a wide closet. Pull-down attic access offers extra storage. The fenced-in backyard with patio hosts raspberry and rose bushes, other perennials, and an herb garden. The driveway fits two cars. Blocks to Waverley commuter station, the 73 Bus to Harvard Square, and Star Market. Under a mile to Beaver Brook Reservation, with a spray deck and playground. Enjoy neighborhood block parties and trick-or-treating. On the border of Waltham and Watertown, the property is taxed as Waltham yet benefits from Watertown public services, including schools (buyer to do own due diligence).

Listed by Good Boston Living Team and Melony Swasey of Unlimited Sotheby's International Realty

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$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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210 River Street Waltham MA 02453
Open House

MLS Number 72829136

  • Condo or Co-op
  • Next Open House: Sun 05/16 1:00 pm. to 3:00 pm.
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 627

This is a court ordered sale.. Terrific value for investor.. At showing only 2 buyers and agent permitted in home at one.. All must wear face mask.. All offers must be on enclosed Fiduciary contract. Tenant occupied. Property will e vacant upon conveyance or current 18 yr tenant would like to stay if investor want to keep this long term tenant. Easy to show..

Listed by Adilson DePina of Homes Unlimited

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$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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79 Gardner Street Waltham MA 02453
Open House

MLS Number 72826215

  • Condo or Co-op
  • Next Open House: Wed 05/12 5:00 pm. to 6:30 pm.
  • Bedrooms 3
  • Bathroom 2
  • Square Feet 1,102

*** Highest & Best Offer Deadline Tuesday 5/11 @ 9am *** Come fall in love with this bright 3 bed, 1.5 bath townhouse the moment you step inside. Rarely available private entry unit. First floor eat-in kitchen with gorgeous tile floors. Half bath with laundry, & sun soaked living room with hardwood floors. 2nd floor full bath, and hardwood throughout all halls and beds. This condo has been lovingly maintained and makes the perfect work from home oasis! Enjoy the Summer breeze while lounging in the rear yard greenspace. Just steps away from public transportation, Hannaford Supermarket, and a the popular Moody Street Shops!

Listed by Jonathan Mathews of Keller Williams Realty Boston-Metro | Back Bay

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$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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426 Main Street Waltham MA 02451

Waltham, MA426 Main Street, Unit 5

Price$799,999

Est. Mortgage: $/month

MLS Number 72825456

  • Condo or Co-op
  • Bedrooms 3
  • Bathroom 3
  • Square Feet 2,421
  • Complex : EdenVale at Main

RARE OFFERING! Highly Desirable Sunning unit in EDENVALE AT MAIN! Loaded with quality detail, charm and character, this meticulously cared for 3 Bedroom, 2 1/2 Bath Townhouse features a fully applianced stainless steel cherry kitchen including walloven, gas cooktop, microwave, dishwasher and refrigerator. Granite counters, tiled backsplash & custom island. Dining Room with wainscoting and slider to private fenced back yard with patio, fireplaced Living Room w/coffered ceiling. Master Suite w/10' ceilings, walk-in closet & tiled walk in shower Bath with custom glass door. DIRECT ENTRY GARAGE with storage, Additional deeded outdoor parking space and exclusive use rear outdoor patio area. Super convenient location with easy access to Bentley University, Brandeis University, Boston, Routes 95/128, Mass Pike and Storrow Drive. Walk to Main and Moody Street shops and restaurants! Walk to North Station train stop and public transportation! Truly special unit!

Listed by Rimma Linkova of LMC Property Group

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$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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77 Old County Road Waltham MA 02453

Waltham, MA77 Old County Road

Price$765,000

Est. Mortgage: $/month

MLS Number 72824519

  • Single Family Detached
  • Bathroom 2
  • Rooms 5
  • Bedrooms 3
  • Acreage 0.92

Attention NATURE LOVERS! Find serenity and peace in rolling hills overlooking tranquil POND. Nestled in ~1 ACRE COUNTRY SETTING is a rare find CHALET-style DECK HOUSE custom built by acclaimed Blacksmith, Ted Tucker. Natural wood and exposed beams set the tone for a cozy home with 3 bedrooms, 2 baths, 1,579 living area. New custom cherry cabinets in kitchen. Sun-lit living room with top-to-bottom windows, cathedral beamed ceiling and beautiful rustic brick fireplace. Hard wood floors. Knotty cedar paneled walls. Sky lights. Cathedral ceiling master with cozy wood burning stove. Green house and large deck to enjoy the outdoors. Incredible industrial-meets-vintage craftsmanship of hand forged iron accents throughout the home. Clever and stylish shelf accent Juliette eyebrow iron work in window, geometric door handles, and custom wrought iron railings set in granite. All this in Nordic feel, wooded lot just minutes away from shops, restaurants and Route 2 & 128.

Listed by The Synergy Group and Marie Montieth of Leading Edge Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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74 CIRCLE Drive Waltham MA 02451

Waltham, MA74 CIRCLE Drive

Price$599,900

Est. Mortgage: $/month

MLS Number 72822994

  • Single Family Detached
  • Village East View Park
  • Bathroom 2
  • Rooms 7
  • Bedrooms 3

Highly Desirable Eastview Park on the Belmont Line. Charismatic Colonial Bungalow with Serene Sunset Views Featuring Bright Living Room with Crown Moldings, Full Cabinet Eat-In Kitchen with Butler's Pantry, Relaxing Front Sun Room, Charming Hardwood Floors & Decorative Trim Throughout, Tile Baths, Top Floor Master Bedroom Suite with Dual Closets, Private Bath, Loft Den Perfectly Lit by a Large Picture Window, Younger Windows, Central AC, Tile Mud Room, Private Fenced Yard with Beautiful Perennials, Double Width Driveway, and More. Convenient to Public Transportation, Parks, Shopping, Route 2, and Route 128.

Listed by Hans Brings RESULTS, Hans Brings and Nancy Marston of Coldwell Banker Realty - Waltham

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$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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197 Lowell Street Waltham MA 02453

MLS Number 72823295

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 882

THIS IS IT! WELCOME HOME! Outstanding opportunity to own this beautiful and spacious, sun-filled, 1st floor, 2 bed, 1 bath condominium located in South Waltham near the West Newton line, steps to the 505 Express and 553 bus routes and close to the Waltham commuter rail. This nicely renovated unit has been freshly painted, professionally cleaned and features a beautiful granite and stainless eat in kitchen, dining area off the kitchen and spacious living room. Down the hall from the kitchen you'll find the renovated bathroom that nicely separates the bedrooms. The 2nd bedroom makes for a great guest room/home office. Other features include recessed lighting, hardwood floors, vinyl replacement windows, central air, 265 square feet of private storage and washer/dryer hookups in the basement, 3 seasons sun porch and 3 car parking. WOW...this home has it all! Close to public transportation, route 90/95, shops, restaurants and everything else Waltham has to offer! THIS IS A MUST SEE!

Listed by Ryan Seward of RE/MAX Select Realty

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$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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17 Bishops Forest Drive Waltham MA 02451

MLS Number 72823377

  • Condo or Co-op
  • Bedrooms 3
  • Bathroom 3
  • Square Feet 2,566
  • Complex Bishops Forest

Rarely available, corner townhouse at Bishops Forest with close to 2,600 Sq. Ft of living space, first floor master, and large basement. This bright 3 bed, 2.5 bath unit features an open floor plan, high ceilings, updated kitchen with stainless steel appliances, hardwood and tile floors, central A/C, washer/dryer, and large bedrooms with great closet space. Master bedroom with lots of closet space and en-suite bathroom. The unit also features a private deck just off the dining area, 1 garage parking space, and 2 outdoor parking spaces. Amenities include pool, hot tub, tennis courts, and walking/running trail. Easy access to Interstate 95, Mass Pike, and Route 20.

Listed by Jeffrey N. Shuman of Luxury Residential Group, LLC

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$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1382 TRAPELO Road Waltham MA 02451

Waltham, MA1382 TRAPELO Road

Price$1,399,900

Est. Mortgage: $/month

MLS Number 72821730

  • Single Family Detached
  • Bathroom 5
  • Rooms 9
  • Bedrooms 4
  • Acreage 0.14

HIGHLY DESIRABLE LEXINGTON/LINCOLN LINE! ONE LOOK WILL DO! SPECTACULAR HIGH END NEW CONSTRUCTION HOME FEATURING awesome island kitchen w/quartz counter tops and stainless appliances, bright living room w/natural gas fireplace and beamed ceiling, formal dining for family gatherings, sundrenched first floor office, spacious master suite w/luxurious full bath and walk-in-closet, dynamite lower level family room, recess lighting, hardwood flooring throughout, dual zone natural gas heating and central air, two car garage and much more! Just seconds from Rte 128, Rte 2 and Mass Pike! Walk to newer Graverson Park, shops and public transportation! Dream Away!

Listed by Dave DiGregorio of Coldwell Banker Realty - Waltham

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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501 Lexington Street Waltham MA 02452

MLS Number 72821138

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 3
  • Square Feet 2,290
  • Complex Clarks Pond

Welcome to Clarks Pond in Waltham! This well maintained, and conveniently located townhome is a perfect single family alternative. Elegant brick faced home with first floor master bedroom large walk in closet space. 2 and 1/2 bathrooms, eat in kitchen, dinning area, living room with private exterior deck access. Basement floor is entertainment sized, walk out to private patio and yard space. Professional landscaping. Lots of greenery that wont be developed behind the property. Garage parking and more!

Listed by Raffaele Bibbo of Realty Executives

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$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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255 Winter Street Waltham MA 02451

MLS Number 72818534

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 3
  • Square Feet 1,314

Elegant, spacious 2bed/2.5 bath 2-level townhouse is flooded with sunlight in sought after Barrington Condominiums. This immaculate like-new condo with gleaming hardwood floors, central a/c, gas heat, tall 9ft ceilings, and convenient in-unit laundry awaits its new owner. The first floor with large bay window offers open concept living/dining area with granite counter kitchen, SS appliances, laundry, huge coat closet and powder room. Wide staircase leads to a second level master suite along with a spacious second bedroom and bathroom. Ample closet space all throughout the unit along with additional storage in garage. HEATED two-car deeded garage parking and visitor parking in garage with elevator access are MUST HAVE during winters! Enjoy the outdoor space with front-facing sun-filled patio in the summers! Come see your new home in prime Waltham location with easy access to interstate 95N & S, Rte 2, & Mass Pike. Close to shopping, restaurants & businesses makes this an ideal location.

Listed by Christine Norcross & Partners of William Raveis R.E. & Home Services

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$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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26 Cross Street Waltham MA 02453

Waltham, MA26 Cross Street

Price$300,000

Est. Mortgage: $/month

MLS Number 72816848

  • Single Family Detached
  • Bathroom 1
  • Rooms 3
  • Bedrooms 1
  • Acreage 0.04

This home is in a highly desirable location in Waltham -- close to shopping, transportation, etc. The property offers 2 off-street parking spaces, a bright and open floor plan kitchen and living room, and plenty of storage. Upstairs, you'll find a skylighted, open bedroom and a full bath. This is an amazing opportunity to own in downtown Waltham and make it your own!

Listed by Viva Real Estate Team, Veronica Lujan and William Vaquerano of Cameron Real Estate Group

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$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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120 School Street Waltham MA 02451

MLS Number 72815851

  • Condo or Co-op
  • Bedrooms 5
  • Bathroom 4
  • Square Feet 3,500

RARE OPPORTUNITY! This massive condominium has more living space than most single family homes on the market! The duplex style home offers 4 levels of living space, plenty of room to work or study! The 1st floor features formal living & dining rooms, updated kitchen with stainless appliances & granite countertops, 1/2 bath, 2nd washer dryer hook-up and beautiful hardwood flooring. The lower level offers a separate entrance, ideal for an au-pair or in-law suite with direct access to the first floor. It features a modern full bath with washer/dryer, family/exercise room, great light, high ceilings, and abundant storage. The second floor boasts 3 generous size bedrooms along with 2 full baths with 2 additional bedrooms and attic space on the 3rd floor. This house was renovated in 2013, updating the heating, cooling, plumbing, electrical, roof, and siding. Convenient to Moody Street restaurants, shopping, commuter rail, public transportation, parks, Bentley and Brandeis Universities.

Listed by Meg Shea of Gibson Sotheby's International Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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12-18 Highland Street Waltham MA 02453

Waltham, MA12-18 Highland Street

Price$2,300,000

Est. Mortgage: $/month

MLS Number 72814523

  • Multi-Family 5+ Family - 5+ Units Side by Side
  • Total Parking Spaces 15
  • Year Built 1900
  • Bathroom 7
  • Full Bath 7

The Property Consists of Two Multi-Family Buildings on One Lot, with a Total of 7-Residential Units. The Desirable Unit Mix Features Two (2) 1-Bedroom/1-Bathroom Units, Three (3) 3-Bedroom/1-Bathroom Units, and Two (2) 4-Bedroom/1-Bathroom Duplex Style Units. The buildings are Adjacent and Feature Coin-Operated Laundry in the Basement and 15 Off-Street Parking Spaces. 12-18 Highland Street is Centrally Located in a High-Density Residential Neighborhood Between Downtown Waltham and the Vibrant Shops, Restaurants and Nightlife Along Moody Street, and Brandeis University.

Listed by Dennis Kelleher and John Pentore of Horvath & Tremblay

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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230 Lowell Street Waltham MA 02451

MLS Number 72813465

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 2
  • Square Feet 1,672
  • Neighborhood South Waltham

Updated and spacious penthouse unit with all the bells and whistles. Kitchen features black galaxy granite countertops with eat-in peninsula, gas cooking, tin tile backsplash and dinette area - a chef's delight. Wonderful bright dining room is just off the kitchen for more formal gatherings. Large sunny living room with picture window to accommodate all lifestyles. Sizeable owner's suite with skylights and potential in-home office space plus en-suite full bathroom. Spacious second bedroom for guests, office or nursery. Convenient in-unit laundry. Commanding back deck for 3 season enjoyment overlooking a lush back yard. New roof in 2016. Newly painted interior & exterior. Deeded off-street parking for 6 cars in entire right-side driveway. Whole house fan for the warmer weather. Additional storage in basement. On Newton line. Close to all the shops, amenities & restaurants that Moody Street has to offer. Close to commuter routes 95, 20, 30, 90 & 2. Nearby buses & local train stations.

Listed by Dave DiGregorio and Jack Shapiro of Coldwell Banker Realty - Waltham

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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20 BRYANT Road Waltham MA 02451

Waltham, MA20 BRYANT Road

Price$1,399,900

Est. Mortgage: $/month

MLS Number 72809839

  • Single Family Detached
  • Village HIGHLANDS
  • Bathroom 4
  • Rooms 8
  • Bedrooms 4

HIGHLY DESIRABLE HIGHLANDS LOCALE NEAR PROSPECT HILL PARK! CALL TO CUSTOMIZE COLORS! HIGH END NEW CONSTRUCTION SINGLE FAMILY HOME featuring beautiful island kitchen and stainless appliances, bright living room w/natural gas fireplace and crown moldings, formal dining for family gatherings, large master suite w/gigantic walk-in-closet and full bath, fully finished lower level w/family room and potential 4th bedroom or dynamite home office, hardwood flooring throughout, dual zone natural gas heating and central air, direct entry one car garage w/auto opener, large private rear deck, rear yard, irrigation and much more! Walk to acres of conservation at Prospect Hill Park, Shops and Public transportation! Very quick access to Rte 128, Rte 2 and Mass Pike!

Listed by Dave DiGregorio of Coldwell Banker Realty - Waltham

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on May 6, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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